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DHENKANAL POSTAL DIVISION AT A GLANCE

Monday, November 28, 2016

Regarding Cheque Truncated system(CTS), Handling Procedure and its advantages



Cheque Truncation System (CTS) :

CTS was pioneered by the Reserve Bank of India – RBI, for faster clearing of cheques. It involves sending an electronic image of the cheque together with its Magnetic Ink Character Recognition (MICR) data, and other relevant fields like date of presentation, presenting bank’s name, etc. This procedure would eliminate the need for physical transfer of cheques across branches, except in certain cases.

How will CTS impact you, the account holder ?

CTS will be implemented from 1st Aug, 2013; hence, you have to ensure that cheque books are CTS compliant, else you won’t be able to use them.

Don’t forget to ensure that all cheques paid by you as advance EMI’s of loans will have to be replaced with CTS compliant cheques. Although this may be a one-time tedious exercise, there are manifold advantages in adopting this system, such as:
  • As the cheques would be cleared electronically, there is no fear of loss of cheque in transit.
  • Faster clearing leading to faster credit of funds to your account.
  • CTS compliant cheques being more secure, there are lesser chances of fraud.
  • As the system progresses and geographical restrictions are overcome, even multi-city cheques could be cleared on the same day.
To install the hardware and for this purpose the vendor may be contracted at the following address: (West Bengal Circle)



For installation of hardware:-
M/s Bard Roy Infotech(P) Ltd
10/4 B, Elgin Road ,1st floor
Kolkata-700020
Phone no:- 09674311319
e-mail:- soumitra@bardroy.com
If the cheque scanner has already been installed ,contact with the vendor of the following address for installation of software after furnishing required information to the vendor. (West Bengal Circle)

For installation of software:-
M/s Vsoft Technologies P. Ltd
My Home Hub Block-1 , 4th floor ,
Madanpur , Hyderabad-500081
(Sayandeb pal -9830066855)
e-mail- spal@vsoftcorp.com
****After that contact with V-soft CRM for implementation of CTS ( creation of edesk user ID & password , forticlent etc.)

Vineela P
Customer Relationship Manager


In this connection the following instructions should be scrupulously followed by all the offices:
  1. Try to avoid receipt of NON-CTS cheques from the customers and the agents, because these NON-CTS cheques are being cleared only once in a fortnight.
  2. In no circumstances any mutilated, torn, overwritten, indistinct impression cheque should be collected from the customer in the counter as this will subject to rejection.
Vison Panini Device driver and related software's has been uploaded in Filezilla Software , file path is given bellow : 
/CBSDM/incoming/Production/SELUKAS/CTS MIDNAPORE (Cheque Truncation System)
ARIJIT CHOWDHURY Postal Assistant Midnapore Head Post Office WEST MIDNAPORE -721101 Contact No- 9851472373 e-mail ID - arijitmts@gmail.com

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IS GENERATOR FUNCTIONAL AT YOUR POST OFFICE ?

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IS CASH COUNTING MACHINE AVAILABLE AT YOUR POST OFFICE ?

IS VACUUM CLEANER AVAILABLE AT YOUR POST OFFICE ?

IS THERE ANY SECURITY WATCHMAN AT YOUR POST OFFICE ?

IS FAKE NOTE DETECTOR AVAILABLE AT YOUR POST OFFICE ?

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