INDIA POST FINACLE MIS MENU OVERVIEW : DOP FINACLE

MIS -Monthly Income Scheme In Finacle

OLD LEGDER:

TIPM – to view the old ledger of Sanchay post

NEW LEDGER:

HTDTRAN – To view all the transactions in that account in FINACLE.

INTEREST PAYOUT:

CNAC – Using CNAC find out the new MIS account number.

To inquire the interest amount of the legacy period:

HIOT –

• Enter the sundry MIS account number.
• Delete start date
• Enter the MIS account number in the reference column
• Submit and note down the interest amount

To inquire the interest amount of the legacy period:

HTDTRAN – enter the MIS account number and view the interest amount

INTERST PAYOUT -By cash:

HTM -

• Add
• Cash Normal Payment (C/NP) Go
• Enter the Sundry MIS account id – sol id ending with 0337
• Enter the tab.
• Enter the amount of interest to be paid out.
• Enter the MIS account id in the Reference column. (without this number, LOT will not be fetched correctly)
• Additional Part tran details -> GO
• In the next screen again enter the MIS account number in the Reference column.
• In the next screen, the amount to be paid will be displayed. (If the customer wants only a partial amount, that amount can be corrected).
• Then Accept
• Then Post
• On exception (cash limit) will appear. Give OK.
• Post.
• Note the tran id.
• Supervisor should verify that tran id.

INTEREST PAYOUT BY CHEQUE:

If the interest amount exceeds cash limit or in case of the interest payment on the day of closure, cheque has to be issued.

HTM -

• Add
• Customer induced (T/CI) Go
• Enter the Sundry MIS account id – sol id ending with 0337- 630001000337
• Enter the tab.
• Enter the amount of interest to be paid out.
• Enter the MIS account id in the Reference column. (without this number, LOT will not be fetched correctly)
• Additional Part tran details -> GO
• In the next screen again enter the MIS account number in the Reference column.
• In the next screen, the amount to be paid will be displayed. (If the customer wants only a partial amount, that amount can be corrected).

Then Accept

Click the 2nd record button.

On the top, record < 1 > will appear. Click the arrow mark >. Then 2nd record will be opened.

Click the radio button Credit.

Enter the Post master Cheque account number ( sol id ending with 0340) - 630001000340.

In the amount, click the contra amount details button. Amount will be auto populated.

In the reference column, enter the MIS account number.

Then Post

On exception (cash limit) will appear. Give OK.

Post.

Note the tran id.

Supervisor should verify that tran id.

ACCOUNT CLOSURE (By Cheque):

HCAACTD - Enter the MIS account number. Always use the Trial close option to verify the amount.

• Go
• General / closure details / closure exceptions pages will be displayed under different tabs.
• In the General tab, check for the Name of the depositor, date of opening and amount.
• In the closure details tab, if the closure amount can be paid by cash, select the option in Close mode – By cash.
• If cheque, select the option – Repayment account, enter the Repayment account id as the Post master Cheque account id – 630001000340.
• In the closure exception tab, enter the reason - whether death or Normal. (select the reason only from the searcher)
• Submit.
• Closure details will be listed below.
• Go to HPR.
• In the HPR, the final amount to be paid will be listed.
• Then do the regular Closure in the option – Z-Close.

Verification :

• HCAACVTD – Visit all the pages and submit.
• Then go to HPR, to verify the final amount to be paid.

ACCOUNT CLOSURE (BY CASH) :

• Follow the same procedure as above.
• In the close mode select, cash.
• Use HCASHPND finally to pay the amount.

ACCOUNT OPENING:

Verify whether the customer already have a MIS account

CIF using CDEDUP menu.

If the customer already has a CIF

CMISAOP:

• Enter the CIF id.
• If the customer gives standing instruction to SB, the SB account number can be given in the ‘Interest credit account”.
• Transaction column – it should be ticked and transaction during account opening should be selected.
• Cash or transfer should be selected.
• In the transfer column, enter the Debit account id 630001000382, if the account is opened by cheque. If it is SB transfer, enter the SB account number.
• See the flow details to view the interest flow.
• Submit
• Note down the new account number and tran id.

ACCOUNT VERIFICATION:

CMISAOPV

• Select the account number from the Searcher and verify.
• Go to HPR and see the amount to be paid.